For my Walmart 401K I chose to go with an aggressive growth method. I modeled my 401K as closely as I could after the Wells Fargo recommendations. I chose to go with the 27% Large cap for the large cap portion of my distrobutions. Since I didn’t have a separate Mid cap and Small cap options I combined the recommended 15% Mid cap and 14% Small cap and put them into the 29% Small-Mid cap. I took the recommended 14% International and spread it across my two International choices for 7% each. Then to bring the total up to 84% Equity I put the 5% in each of my remaining Equity options and 4% in MyRetirement Fund. the MyRetirement Fund should be diversified in it self but at 4% of our account we will just pretend it is an Equity.
For the Fixed Income portion of my 401K I split the recommended 7% across my three options as best I could with a 3%-2%-2% distrobution
For the Cash Assets portion of my 401K I put the recommended 2% into my only option.
Walmart puts Real Assets in the same category as equities I chose to ignore this and go with the recommended 7%.
|LARGE CAP EQUITY FUND||27%|
|SMALL MID CAP EQUITY FUND||29%|
|BLACKROCK INTL EQTY INDEX TST||7%|
|INTERNATIONAL EQUITY FUND||7%|
|BLACKROCK RUSSELL 1000 INDX TR||5%|
|BLACKROCK RUSSELL 2000 INDX TR||5%|
|MYRETIREMENT 2045 FUND||4%|
|BOND/FIXED INCOME (7%)|
|BLACKROCK BOND INDEX TRUST||2%|
|JPMORGAN SHORT TERM BOND TRUST||2%|
|CASH ASSETS (2%)|
|BLACKROCK MONEY MARKET TRUST||2%|
|REAL ASSETS (7%)|
|REAL ASSETS FUND||7%|